Canadian Accredited Insurance Broker (CAIB) Two Practice Exam

What action is classified as vandalism in terms of property loss?

1. Painting a building

2. Breaking windows

3. Cleansing graffiti

4. Installing security cameras

The correct answer is: Breaking windows

Vandalism is generally defined as the intentional destruction or damage of property. Breaking windows clearly falls under this definition, as it involves deliberately causing damage to someone else's property. Such actions not only result in a loss for the property owner but may also have broader implications, such as contributing to neighborhood decline or increasing insurance costs. Other choices like painting a building may pertain to art or maintenance depending on context, cleansing graffiti is typically a restorative action, and installing security cameras is a protective measure aimed at preventing damage or loss. Thus, breaking windows distinctly fits the legal and social definition of vandalism, making it the appropriate choice in this context.